PROVISIONS & GUIDELINES
Provisions & Guidelines
The AML/CFT/CPF legal framework outlines key obligations for financial institutions and other reporting entities, including:
- Customer due diligence (CDD): Procedures to identify and verify the identity of clients and beneficial owners.
- Ongoing monitoring: Regular review of client transactions to detect unusual or suspicious activity.
- Reporting obligations: Submission of reports on unusual or suspicious transactions to the Financial Intelligence Unit (FIU).
- Record-keeping requirements: Maintaining comprehensive records of customer information, transactions, and compliance measures.
- Risk-based approach: Implementing measures proportional to the level of risk associated with customers, products, services, and jurisdictions.
To support compliance, the FIU, as the supervisory authority, has issued provisions and guidelines to assist entities in their day-to-day operations, helping them apply the legal requirements effectively and consistently.
Provisions and Guidelines for Car Dealers, Vessels, Jewelers, and Building Material Traders
Provisions and Guidelines for Real Estate Agents and Project Developer
Provisions and Guidelines for Independent Professionals
Working Paper Application NOIS
Working Document LID for Lawyers, Notaries, Accountants, Tax Advisors, and Administrative Offices
Working Document LID for Real Estate Agents
Working Document LID for Car Dealers, Jewelers, and Building Material Traders
Laws
Here you can find a comprehensive overview of our current laws, regulations, and indicators, providing guidance on compliance and key requirements for financial institutions and reporting entities.
Awareness
Explore FIU Curaçao’s resources on information and awareness to stay informed about financial regulations and compliance.